SSY Calculator

The government's gift to the girl child. Plan the ultimate tax-free corpus for her education, dreams, and future.

Maturity Corpus (At Age 21)

₹69,80,000

Total Deposited ₹22,50,000
Total Tax-Free Interest ₹47,30,000
Effective Multiple 3.1x
💡 This is one of the few 'EEE' instruments in India—No tax on deposit, interest, or withdrawal.

The Growth Timeline

What is Sukanya Samriddhi Yojana (SSY)?

Launched by the Govt of India, SSY is a long-term savings scheme specifically for the girl child. It offers one of the highest interest rates among all small savings schemes, currently at 8.2%.

The 15-Year Rule

You only need to deposit money for the first 15 years. After that, your money continues to earn compound interest for another 6 years (until the account completes 21 years from the date of opening) without you needing to add a single rupee.

The 'EEE' Advantage

In the world of finance, EEE stands for Exempt-Exempt-Exempt. 1. Invest up to ₹1.5L and get a tax deduction (80C). 2. The interest earned every year is tax-free. 3. The final maturity amount you withdraw is completely tax-free.